Swap XRP to Polygon (POL)
Exchange XRP for Polygon without an account. Enter an amount, give a Polygon address, send the exact XRP amount shown — your POL follows once the deposit confirms.
XRP to POL rate
Market rate, updated 2026-10-25 23:24 UTC1 XRP = 14.5099 POL
1 POL = 0.0689185 XRP
XRP is trading at $1.3 and Polygon at $0.089594. Your quote applies a 0.5% swap fee and a network-fee charge for thePolygon payout to this rate, and shows the exact POL you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 7.692 XRP | 111.61 POL | $10 |
| 38.46 XRP | 558.07 POL | $50 |
| 76.92 XRP | 1116.1 POL | $100 |
| 384.6 XRP | 5580.7 POL | $500 |
| 769.2 XRP | 11161 POL | $1,000 |
| 3846 XRP | 55807 POL | $5,000 |
XRP to POL swap details
- Minimum swap
- $100 (≈ 76.9 XRP)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Polygon payout transaction, shown in the quote
- Quote valid for
- 60 minutes to accept, then refreshed
- XRP deposit confirmation
- Verified on the XRP network before the payout is released
- POL payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange XRP to Polygon (POL)?
Exchange XRP for POL and the Polygon goes to an address you control. No account to open, no balance left with us.
The XRP/POL exchange rate, the network fee and the swap fee are shown before you send a single XRP. The POL amount quoted is the POL amount you get.
Your swap page shows a destination tag alongside the deposit address. Include it exactly as displayed. XRP payments without the exact destination tag cannot be credited.
Sending XRP
XRP is the native asset of the XRP Ledger, a network designed for fast, low-cost settlement; transactions finalise in seconds.
XRP blocks arrive 3–5 seconds, so a deposit usually confirms in under a minute.
Your XRP deposit is verified on the XRP Ledger network before the swap proceeds — typically under a minute after you send.
The destination tag shown on your swap page is required. Include it exactly as displayed — a payment without it cannot be processed automatically.
Receiving Polygon
POL (formerly MATIC) is the native asset of Polygon PoS, an EVM-compatible network with low fees widely used for payments and DeFi.
Your Polygon goes to the address you give, and only that address. Accepted formats: 0x followed by 40 hexadecimal characters.
The payout is sent once your deposit is confirmed. Polygon blocks arrive about 2 seconds, so it is usually spendable within minutes of being sent.
How to swap XRP to POL
Full details →- 01Get a XRP to POL quote
Enter how much XRP you want to convert. You see the live XRP to POL rate, both fees and the exact Polygon you will receive before you commit.
- 02Send your XRP
You get a XRP deposit address and an exact amount. Send it from any XRP wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Polygon (POL)
Once the XRP deposit confirms on-chain, Polygon is sent to the Polygon address you gave. Track it on the swap’s status page, no login needed.
XRP to Polygon (POL) FAQ
- What does the XRP to POL rate mean?
- It is how much Polygon (POL) you receive for each XRP you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 60 minutes to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert XRP to POL?
- Enter the amount of XRP in the widget, choose POL as what you receive, and give a Polygon address. You are shown a deposit address and an exact XRP amount; send that amount and the POL is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange XRP for POL?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Polygon payout transaction. There is nothing added afterwards — the POL amount in the quote is the POL amount that arrives.
- What is the minimum XRP/POL exchange amount?
- $100 worth, shown in the widget as an amount of XRP at the current rate. There is no maximum imposed by the site beyond available Polygon liquidity, and no verification at any size.
- Do I need an ID to swap XRP to POL?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do XRP to POL swaps take?
- XRP deposits usually confirm in under a minute, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Do I need a destination tag to send XRP?
- Yes. XRP payments without the exact destination tag cannot be credited. It is shown next to the deposit address on your swap page and must be entered in your wallet's destination tag field.
- What happens if my XRP deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 60 minutes — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the XRP. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap POL back to XRP?
- Yes — every pair works in both directions. The POL to XRP page is linked below.
Related guides
All guides →- How on-chain deposit confirmations actually work
What a confirmation is, why "6 confirmations" means nothing on Ethereum or Solana, and why a transaction being visible is not the same as it being safe to act on.
Related swaps
All pairs →Going the other way? Swap Polygon to XRP.
See every route into Polygon or everything you can swap XRP for.