Swap USD Coin (USDC) to Polygon (POL)
Exchange USD Coin for Polygon without an account. Enter an amount, give a Polygon address, send the exact USDC amount shown — your POL follows once the deposit confirms.
USDC to POL rate
Market rate, updated 2026-10-25 22:29 UTC1 USDC = 11.154 POL
1 POL = 0.089654 USDC
USD Coin is trading at $0.999654 and Polygon at $0.089623. Your quote applies a 0.5% swap fee and a network-fee charge for thePolygon payout to this rate, and shows the exact POL you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 10 USDC | 111.58 POL | $10 |
| 50.02 USDC | 557.89 POL | $50 |
| 100 USDC | 1115.8 POL | $100 |
| 500.2 USDC | 5578.9 POL | $500 |
| 1000 USDC | 11158 POL | $1,000 |
| 5002 USDC | 55789 POL | $5,000 |
USDC to POL swap details
- Minimum swap
- $100 (≈ 100 USDC)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Polygon payout transaction, shown in the quote
- Quote valid for
- 60 minutes to accept, then refreshed
- USDC deposit confirmation
- Verified on the USD Coin network before the payout is released
- POL payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange USD Coin (USDC) to Polygon (POL)?
Exchange USDC for POL and the Polygon goes to an address you control. No account to open, no balance left with us.
The USDC/POL exchange rate, the network fee and the swap fee are shown before you send a single USDC. The POL amount quoted is the POL amount you get.
Nothing is asked of you beyond a Polygon address. Send the exact USDC figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending USD Coin
USD Coin is a fully reserved US-dollar stablecoin issued by Circle, available natively on Ethereum and Solana among others.
USDC can be sent on Ethereum (ERC-20), Solana, Tron (TRC-20), Polygon, BNB Smart Chain (BEP-20) and Arbitrum. Choose the network in the widget first: the deposit address belongs to that network and USDC sent on any other network cannot be recovered.
Your USDC deposit is verified on the Ethereum (ERC-20) network before the swap proceeds — typically a few minutes on Ethereum, well under a minute on Solana after you send.
Pick the network in the widget before sending and use the matching address.
Receiving Polygon
POL (formerly MATIC) is the native asset of Polygon PoS, an EVM-compatible network with low fees widely used for payments and DeFi.
Your Polygon goes to the address you give, and only that address. Accepted formats: 0x followed by 40 hexadecimal characters.
The payout is sent once your deposit is confirmed. Polygon blocks arrive about 2 seconds, so it is usually spendable within minutes of being sent.
How to swap USDC to POL
Full details →- 01Get a USDC to POL quote
Enter how much USD Coin you want to convert. You see the live USDC to POL rate, both fees and the exact Polygon you will receive before you commit.
- 02Send your USD Coin
You get a USD Coin (USDC) deposit address and an exact amount. Send it from any USD Coin wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Polygon (POL)
Once the USDC deposit confirms on-chain, Polygon is sent to the Polygon address you gave. Track it on the swap’s status page, no login needed.
USD Coin (USDC) to Polygon (POL) FAQ
- What does the USDC to POL rate mean?
- It is how much Polygon (POL) you receive for each USD Coin (USDC) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 60 minutes to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert USDC to POL?
- Enter the amount of USDC in the widget, choose POL as what you receive, and give a Polygon address. You are shown a deposit address and an exact USDC amount; send that amount and the POL is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange USDC for POL?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Polygon payout transaction. There is nothing added afterwards — the POL amount in the quote is the POL amount that arrives.
- What is the minimum USDC/POL exchange amount?
- $100 worth, shown in the widget as an amount of USDC at the current rate. There is no maximum imposed by the site beyond available Polygon liquidity, and no verification at any size.
- Do I need an ID to swap USDC to POL?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do USDC to POL swaps take?
- USD Coin deposits usually confirm in a few minutes on Ethereum, well under a minute on Solana, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which network can I send USDC on?
- Ethereum (ERC-20), Solana, Tron (TRC-20), Polygon, BNB Smart Chain (BEP-20) and Arbitrum. Select the network before you start; the deposit address is specific to it. Pick the network in the widget before sending and use the matching address.
- What happens if my USDC deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 60 minutes — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the USDC. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap POL back to USDC?
- Yes — every pair works in both directions. The POL to USDC page is linked below.
Related guides
All guides →- Choosing the right USDC network for a swap
Circle issues native USDC on dozens of blockchains, and SwapToZec accepts two of them. How to pick, and why native USDC and bridged USDC are not interchangeable.
- What happens if you send crypto on the wrong network?
Sometimes the funds are trivially recoverable, sometimes they are gone, and the difference comes down to who holds the private key. How to tell which situation you are in.
- How on-chain deposit confirmations actually work
What a confirmation is, why "6 confirmations" means nothing on Ethereum or Solana, and why a transaction being visible is not the same as it being safe to act on.
Related swaps
All pairs →Going the other way? Swap Polygon to USD Coin.
See every route into Polygon or everything you can swap USD Coin for.