Swap Polygon (POL) to XRP
Exchange Polygon for XRP without an account. Enter an amount, give a XRP address, send the exact POL amount shown — your XRP follows once the deposit confirms.
POL to XRP rate
Market rate, updated 2026-10-26 00:57 UTC1 POL = 0.069176 XRP
1 XRP = 14.4559 POL
Polygon is trading at $0.089237 and XRP at $1.29. Your quote applies a 0.5% swap fee and a network-fee charge for theXRP payout to this rate, and shows the exact XRP you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 112.1 POL | 7.7519 XRP | $10 |
| 560.3 POL | 38.76 XRP | $50 |
| 1121 POL | 77.519 XRP | $100 |
| 5603 POL | 387.6 XRP | $500 |
| 11210 POL | 775.19 XRP | $1,000 |
| 56030 POL | 3876 XRP | $5,000 |
POL to XRP swap details
- Minimum swap
- $100 (≈ 1120 POL)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the XRP payout transaction, shown in the quote
- Quote valid for
- 60 minutes to accept, then refreshed
- POL deposit confirmation
- Verified on the Polygon network before the payout is released
- XRP payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange Polygon (POL) to XRP?
Exchange POL for XRP and the XRP goes to an address you control. No account to open, no balance left with us.
The POL/XRP exchange rate, the network fee and the swap fee are shown before you send a single POL. The XRP amount quoted is the XRP amount you get.
Nothing is asked of you beyond a XRP address. Send the exact POL figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending Polygon
POL (formerly MATIC) is the native asset of Polygon PoS, an EVM-compatible network with low fees widely used for payments and DeFi.
Polygon blocks arrive about 2 seconds, so a deposit usually confirms in a few minutes.
Your POL deposit is verified on the Polygon network before the swap proceeds — typically a few minutes after you send.
Send native POL on the Polygon PoS network, not POL/MATIC as an ERC-20 token on Ethereum.
Receiving XRP
XRP is the native asset of the XRP Ledger, a network designed for fast, low-cost settlement; transactions finalise in seconds.
Your XRP goes to the address you give, and only that address. Accepted formats: classic addresses start with r; X-addresses start with X and embed a destination tag.
If you are receiving at an exchange, that exchange will usually require its own destination tag; give us the address and tag it shows you.
The payout is sent once your deposit is confirmed. XRP blocks arrive 3–5 seconds, so it is usually spendable within minutes of being sent.
How to swap POL to XRP
Full details →- 01Get a POL to XRP quote
Enter how much Polygon you want to convert. You see the live POL to XRP rate, both fees and the exact XRP you will receive before you commit.
- 02Send your Polygon
You get a Polygon (POL) deposit address and an exact amount. Send it from any Polygon wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive XRP
Once the POL deposit confirms on-chain, XRP is sent to the XRP address you gave. Track it on the swap’s status page, no login needed.
Polygon (POL) to XRP FAQ
- What does the POL to XRP rate mean?
- It is how much XRP you receive for each Polygon (POL) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 60 minutes to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert POL to XRP?
- Enter the amount of POL in the widget, choose XRP as what you receive, and give a XRP address. You are shown a deposit address and an exact POL amount; send that amount and the XRP is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange POL for XRP?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the XRP payout transaction. There is nothing added afterwards — the XRP amount in the quote is the XRP amount that arrives.
- What is the minimum POL/XRP exchange amount?
- $100 worth, shown in the widget as an amount of POL at the current rate. There is no maximum imposed by the site beyond available XRP liquidity, and no verification at any size.
- Do I need an ID to swap POL to XRP?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do POL to XRP swaps take?
- Polygon deposits usually confirm in a few minutes, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which XRP address should I give?
- Any address in a format XRP accepts: classic addresses start with r; X-addresses start with X and embed a destination tag. If you are receiving at an exchange, that exchange will usually require its own destination tag; give us the address and tag it shows you.
- What happens if my POL deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 60 minutes — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the POL. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap XRP back to POL?
- Yes — every pair works in both directions. The XRP to POL page is linked below.
Related guides
All guides →- How on-chain deposit confirmations actually work
What a confirmation is, why "6 confirmations" means nothing on Ethereum or Solana, and why a transaction being visible is not the same as it being safe to act on.
Related swaps
All pairs →Going the other way? Swap XRP to Polygon.
See every route into XRP or everything you can swap Polygon for.