Swap Bitcoin (BTC) to XRP
Exchange Bitcoin for XRP without an account. Enter an amount, give a XRP address, send the exact BTC amount shown — your XRP follows once the deposit confirms.
BTC to XRP rate
Market rate, updated 2026-10-25 19:55 UTC1 BTC = 61903.8 XRP
1 XRP = 0.0000161541 BTC
Bitcoin is trading at $80475 and XRP at $1.3. Your quote applies a 0.5% swap fee and a network-fee charge for theXRP payout to this rate, and shows the exact XRP you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 0.0001243 BTC | 7.6923 XRP | $10 |
| 0.0006213 BTC | 38.462 XRP | $50 |
| 0.001243 BTC | 76.923 XRP | $100 |
| 0.006213 BTC | 384.62 XRP | $500 |
| 0.01243 BTC | 769.23 XRP | $1,000 |
| 0.06213 BTC | 3846.2 XRP | $5,000 |
BTC to XRP swap details
- Minimum swap
- $100 (≈ 0.00124 BTC)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the XRP payout transaction, shown in the quote
- Quote valid for
- 60 minutes to accept, then refreshed
- BTC deposit confirmation
- Verified on the Bitcoin network before the payout is released
- XRP payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange Bitcoin (BTC) to XRP?
Exchange BTC for XRP and the XRP goes to an address you control. No account to open, no balance left with us.
The BTC/XRP exchange rate, the network fee and the swap fee are shown before you send a single BTC. The XRP amount quoted is the XRP amount you get.
Nothing is asked of you beyond a XRP address. Send the exact BTC figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending Bitcoin
Bitcoin is the original proof-of-work cryptocurrency and the most widely held digital asset; its ledger is fully public.
Bitcoin blocks arrive about 10 minutes, so a deposit usually confirms in 10–30 minutes.
Your BTC deposit is verified on the Bitcoin network before the swap proceeds — typically 10–30 minutes after you send.
You can fund the deposit from any Bitcoin wallet or exchange; the sending address type does not matter.
Receiving XRP
XRP is the native asset of the XRP Ledger, a network designed for fast, low-cost settlement; transactions finalise in seconds.
Your XRP goes to the address you give, and only that address. Accepted formats: classic addresses start with r; X-addresses start with X and embed a destination tag.
If you are receiving at an exchange, that exchange will usually require its own destination tag; give us the address and tag it shows you.
The payout is sent once your deposit is confirmed. XRP blocks arrive 3–5 seconds, so it is usually spendable within minutes of being sent.
How to swap BTC to XRP
Full details →- 01Get a BTC to XRP quote
Enter how much Bitcoin you want to convert. You see the live BTC to XRP rate, both fees and the exact XRP you will receive before you commit.
- 02Send your Bitcoin
You get a Bitcoin (BTC) deposit address and an exact amount. Send it from any Bitcoin wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive XRP
Once the BTC deposit confirms on-chain, XRP is sent to the XRP address you gave. Track it on the swap’s status page, no login needed.
Bitcoin (BTC) to XRP FAQ
- What does the BTC to XRP rate mean?
- It is how much XRP you receive for each Bitcoin (BTC) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 60 minutes to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert BTC to XRP?
- Enter the amount of BTC in the widget, choose XRP as what you receive, and give a XRP address. You are shown a deposit address and an exact BTC amount; send that amount and the XRP is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange BTC for XRP?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the XRP payout transaction. There is nothing added afterwards — the XRP amount in the quote is the XRP amount that arrives.
- What is the minimum BTC/XRP exchange amount?
- $100 worth, shown in the widget as an amount of BTC at the current rate. There is no maximum imposed by the site beyond available XRP liquidity, and no verification at any size.
- Do I need an ID to swap BTC to XRP?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do BTC to XRP swaps take?
- Bitcoin deposits usually confirm in 10–30 minutes, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which XRP address should I give?
- Any address in a format XRP accepts: classic addresses start with r; X-addresses start with X and embed a destination tag. If you are receiving at an exchange, that exchange will usually require its own destination tag; give us the address and tag it shows you.
- What happens if my BTC deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 60 minutes — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the BTC. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap XRP back to BTC?
- Yes — every pair works in both directions. The XRP to BTC page is linked below.
Related guides
All guides →- How to Swap Bitcoin (BTC) to Zcash (ZEC) on SwapToZec
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- Why swap Bitcoin to Zcash in 2026
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- How on-chain deposit confirmations actually work
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