Swap Zcash (ZEC) to XRP

Minimum swap

$100 (≈ 0.0828 ZEC)

Maximum swap

No limit set by the site

Swap fee

0.5% of the amount

Payout network fee

A charge for the XRP payout transaction, shown in the quote

Quote valid for

60 minutes to accept, then refreshed

ZEC deposit confirmation

Verified on the Zcash network before the payout is released

XRP payout

Sent to your address once the deposit is confirmed

Account

None required

1. 01
   Get a ZEC to XRP quote

   Enter how much Zcash you want to convert. You see the live ZEC to XRP rate, both fees and the exact XRP you will receive before you commit.

2. 02
   Send your Zcash

   You get a Zcash (ZEC) deposit address and an exact amount. Send it from any Zcash wallet — scanning the QR code fills in both where your wallet supports it.

3. 03
   Receive XRP

   Once the ZEC deposit confirms on-chain, XRP is sent to the XRP address you gave. Track it on the swap’s status page, no login needed.

What does the ZEC to XRP rate mean?

It is how much XRP you receive for each Zcash (ZEC) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 60 minutes to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.

How do I convert ZEC to XRP?

Enter the amount of ZEC in the widget, choose XRP as what you receive, and give a XRP address. You are shown a deposit address and an exact ZEC amount; send that amount and the XRP is paid to your address once the deposit confirms. No account is needed at any step.

What are the fees to exchange ZEC for XRP?

Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the XRP payout transaction. There is nothing added afterwards — the XRP amount in the quote is the XRP amount that arrives.

What is the minimum ZEC/XRP exchange amount?

$100 worth, shown in the widget as an amount of ZEC at the current rate. There is no maximum imposed by the site beyond available XRP liquidity, and no verification at any size.

Do I need an ID to swap ZEC to XRP?

No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.

How long do ZEC to XRP swaps take?

Zcash deposits usually confirm in a few minutes, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.

Which XRP address should I give?

Any address in a format XRP accepts: classic addresses start with r; X-addresses start with X and embed a destination tag. If you are receiving at an exchange, that exchange will usually require its own destination tag; give us the address and tag it shows you.

What happens if my ZEC deposit is late or the swap expires?

There are two separate deadlines. The quote itself is held for 60 minutes — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the ZEC. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.

Can I swap XRP back to ZEC?

Yes — every pair works in both directions. The XRP to ZEC page is linked below.

• Zcash transaction fees and how long a Zcash transaction takes

  What a ZEC transaction costs under ZIP 317, how many confirmations to expect and when, why a transaction sits pending, and how to check one.

• Zcash unified addresses (u1…) explained

  A unified address bundles a Zcash user's transparent and shielded receivers into one string. Here's what's inside a u1…, and what happens when you send to one.

• Zcash shielded vs transparent addresses, explained

  The difference between t-addresses and u-addresses in Zcash, when to use which, and what actually happens on-chain.

• Zcash viewing keys: proving a shielded payment without giving up your keys

  A viewing key lets someone read your shielded Zcash activity without being able to spend it. Here's what the different key types reveal, and when you'd hand one over.

• When a service won't accept your Zcash shielded or unified address

  Some services accept only t-addresses and reject u1… as invalid. Why that happens, what a unified address does when the sender supports only part of it, and how to shield your ZEC anyway.

• The complete guide to receiving your first ZEC

  Wallet setup, address types, funding, and what to do the first time your ZEC arrives — step by step.

• Zcash vs Monero: how the privacy actually differs, and which to use

  Monero hides every transaction by default; Zcash hides the ones you shield. What each model hides, what it leaks, and which fits which situation.

• How on-chain deposit confirmations actually work

  What a confirmation is, why "6 confirmations" means nothing on Ethereum or Solana, and why a transaction being visible is not the same as it being safe to act on.

Going the other way? Swap XRP to Zcash.

See every route into XRP or everything you can swap Zcash for.