Swap XRP to Bitcoin (BTC)
Exchange XRP for Bitcoin without an account. Enter an amount, give a Bitcoin address, send the exact XRP amount shown — your BTC follows once the deposit confirms.
XRP to BTC rate
Market rate, updated 2026-10-25 19:55 UTC1 XRP = 0.0000161541 BTC
1 BTC = 61903.8 XRP
XRP is trading at $1.3 and Bitcoin at $80475. Your quote applies a 0.5% swap fee and a network-fee charge for theBitcoin payout to this rate, and shows the exact BTC you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 7.692 XRP | 0.00012426 BTC | $10 |
| 38.46 XRP | 0.00062131 BTC | $50 |
| 76.92 XRP | 0.0012426 BTC | $100 |
| 384.6 XRP | 0.0062131 BTC | $500 |
| 769.2 XRP | 0.012426 BTC | $1,000 |
| 3846 XRP | 0.062131 BTC | $5,000 |
XRP to BTC swap details
- Minimum swap
- $100 (≈ 76.9 XRP)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Bitcoin payout transaction, shown in the quote
- Quote valid for
- 60 minutes to accept, then refreshed
- XRP deposit confirmation
- Verified on the XRP network before the payout is released
- BTC payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange XRP to Bitcoin (BTC)?
Exchange XRP for BTC and the Bitcoin goes to an address you control. No account to open, no balance left with us.
The XRP/BTC exchange rate, the network fee and the swap fee are shown before you send a single XRP. The BTC amount quoted is the BTC amount you get.
Your swap page shows a destination tag alongside the deposit address. Include it exactly as displayed. XRP payments without the exact destination tag cannot be credited.
Sending XRP
XRP is the native asset of the XRP Ledger, a network designed for fast, low-cost settlement; transactions finalise in seconds.
XRP blocks arrive 3–5 seconds, so a deposit usually confirms in under a minute.
Your XRP deposit is verified on the XRP Ledger network before the swap proceeds — typically under a minute after you send.
The destination tag shown on your swap page is required. Include it exactly as displayed — a payment without it cannot be processed automatically.
Receiving Bitcoin
Bitcoin is the original proof-of-work cryptocurrency and the most widely held digital asset; its ledger is fully public.
Your Bitcoin goes to the address you give, and only that address. Accepted formats: legacy addresses start with 1, SegWit addresses with 3 or bc1q, Taproot addresses with bc1p.
The payout is sent once your deposit is confirmed. Bitcoin blocks arrive about 10 minutes, so it is usually spendable within minutes of being sent.
How to swap XRP to BTC
Full details →- 01Get a XRP to BTC quote
Enter how much XRP you want to convert. You see the live XRP to BTC rate, both fees and the exact Bitcoin you will receive before you commit.
- 02Send your XRP
You get a XRP deposit address and an exact amount. Send it from any XRP wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Bitcoin (BTC)
Once the XRP deposit confirms on-chain, Bitcoin is sent to the Bitcoin address you gave. Track it on the swap’s status page, no login needed.
XRP to Bitcoin (BTC) FAQ
- What does the XRP to BTC rate mean?
- It is how much Bitcoin (BTC) you receive for each XRP you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 60 minutes to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert XRP to BTC?
- Enter the amount of XRP in the widget, choose BTC as what you receive, and give a Bitcoin address. You are shown a deposit address and an exact XRP amount; send that amount and the BTC is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange XRP for BTC?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Bitcoin payout transaction. There is nothing added afterwards — the BTC amount in the quote is the BTC amount that arrives.
- What is the minimum XRP/BTC exchange amount?
- $100 worth, shown in the widget as an amount of XRP at the current rate. There is no maximum imposed by the site beyond available Bitcoin liquidity, and no verification at any size.
- Do I need an ID to swap XRP to BTC?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do XRP to BTC swaps take?
- XRP deposits usually confirm in under a minute, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Do I need a destination tag to send XRP?
- Yes. XRP payments without the exact destination tag cannot be credited. It is shown next to the deposit address on your swap page and must be entered in your wallet's destination tag field.
- What happens if my XRP deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 60 minutes — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the XRP. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap BTC back to XRP?
- Yes — every pair works in both directions. The BTC to XRP page is linked below.
Related guides
All guides →- How to Swap Bitcoin (BTC) to Zcash (ZEC) on SwapToZec
This complete guide shows you exactly how to swap BTC to ZEC on SwapToZec.com, the dedicated platform for private crypto-to-Zcash exchanges.
- Why swap Bitcoin to Zcash in 2026
The practical case for moving BTC into ZEC: unified addresses, shielded receives, and what actually changes when you do.
- How on-chain deposit confirmations actually work
What a confirmation is, why "6 confirmations" means nothing on Ethereum or Solana, and why a transaction being visible is not the same as it being safe to act on.
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