Swap Monero (XMR) to XRP
Exchange Monero for XRP without an account. Enter an amount, give a XRP address, send the exact XMR amount shown — your XRP follows once the deposit confirms.
XMR to XRP rate
Market rate, updated 2026-10-25 20:05 UTC1 XMR = 458.831 XRP
1 XRP = 0.00217945 XMR
Monero is trading at $596.48 and XRP at $1.3. Your quote applies a 0.5% swap fee and a network-fee charge for theXRP payout to this rate, and shows the exact XRP you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 0.01677 XMR | 7.6923 XRP | $10 |
| 0.08383 XMR | 38.462 XRP | $50 |
| 0.1677 XMR | 76.923 XRP | $100 |
| 0.8383 XMR | 384.62 XRP | $500 |
| 1.677 XMR | 769.23 XRP | $1,000 |
| 8.383 XMR | 3846.2 XRP | $5,000 |
XMR to XRP swap details
- Minimum swap
- $100 (≈ 0.167 XMR)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the XRP payout transaction, shown in the quote
- Quote valid for
- 60 minutes to accept, then refreshed
- XMR deposit confirmation
- Verified on the Monero network before the payout is released
- XRP payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange Monero (XMR) to XRP?
Exchange XMR for XRP and the XRP goes to an address you control. No account to open, no balance left with us.
The XMR/XRP exchange rate, the network fee and the swap fee are shown before you send a single XMR. The XRP amount quoted is the XRP amount you get.
Nothing is asked of you beyond a XRP address. Send the exact XMR figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending Monero
Monero is a privacy coin where every transaction is private by default: ring signatures hide the sender, stealth addresses hide the receiver and RingCT hides the amount.
Monero blocks arrive about 2 minutes, so a deposit usually confirms in 10–20 minutes.
Your XMR deposit is verified on the Monero network before the swap proceeds — typically 10–20 minutes after you send.
Receiving XRP
XRP is the native asset of the XRP Ledger, a network designed for fast, low-cost settlement; transactions finalise in seconds.
Your XRP goes to the address you give, and only that address. Accepted formats: classic addresses start with r; X-addresses start with X and embed a destination tag.
If you are receiving at an exchange, that exchange will usually require its own destination tag; give us the address and tag it shows you.
The payout is sent once your deposit is confirmed. XRP blocks arrive 3–5 seconds, so it is usually spendable within minutes of being sent.
How to swap XMR to XRP
Full details →- 01Get a XMR to XRP quote
Enter how much Monero you want to convert. You see the live XMR to XRP rate, both fees and the exact XRP you will receive before you commit.
- 02Send your Monero
You get a Monero (XMR) deposit address and an exact amount. Send it from any Monero wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive XRP
Once the XMR deposit confirms on-chain, XRP is sent to the XRP address you gave. Track it on the swap’s status page, no login needed.
Monero (XMR) to XRP FAQ
- What does the XMR to XRP rate mean?
- It is how much XRP you receive for each Monero (XMR) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 60 minutes to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert XMR to XRP?
- Enter the amount of XMR in the widget, choose XRP as what you receive, and give a XRP address. You are shown a deposit address and an exact XMR amount; send that amount and the XRP is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange XMR for XRP?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the XRP payout transaction. There is nothing added afterwards — the XRP amount in the quote is the XRP amount that arrives.
- What is the minimum XMR/XRP exchange amount?
- $100 worth, shown in the widget as an amount of XMR at the current rate. There is no maximum imposed by the site beyond available XRP liquidity, and no verification at any size.
- Do I need an ID to swap XMR to XRP?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do XMR to XRP swaps take?
- Monero deposits usually confirm in 10–20 minutes, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which XRP address should I give?
- Any address in a format XRP accepts: classic addresses start with r; X-addresses start with X and embed a destination tag. If you are receiving at an exchange, that exchange will usually require its own destination tag; give us the address and tag it shows you.
- What happens if my XMR deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 60 minutes — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the XMR. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap XRP back to XMR?
- Yes — every pair works in both directions. The XRP to XMR page is linked below.
Related guides
All guides →- How to Buy Monero (XMR) Without KYC in 2026
Swap crypto you hold, buy with fiat on a P2P market, or atomic-swap from Bitcoin: exact steps, real fees, and what 'no KYC' does not hide.
- Zcash vs Monero: how the privacy actually differs, and which to use
Monero hides every transaction by default; Zcash hides the ones you shield. What each model hides, what it leaks, and which fits which situation.
- How on-chain deposit confirmations actually work
What a confirmation is, why "6 confirmations" means nothing on Ethereum or Solana, and why a transaction being visible is not the same as it being safe to act on.
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