Swap XRP to Cardano (ADA)
Exchange XRP for Cardano without an account. Enter an amount, give a Cardano address, send the exact XRP amount shown — your ADA follows once the deposit confirms.
XRP to ADA rate
Market rate, updated 2026-10-26 00:57 UTC1 XRP = 6.34886 ADA
1 ADA = 0.157509 XRP
XRP is trading at $1.29 and Cardano at $0.203186. Your quote applies a 0.5% swap fee and a network-fee charge for theCardano payout to this rate, and shows the exact ADA you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 7.752 XRP | 49.216 ADA | $10 |
| 38.76 XRP | 246.08 ADA | $50 |
| 77.52 XRP | 492.16 ADA | $100 |
| 387.6 XRP | 2460.8 ADA | $500 |
| 775.2 XRP | 4921.6 ADA | $1,000 |
| 3876 XRP | 24608 ADA | $5,000 |
XRP to ADA swap details
- Minimum swap
- $100 (≈ 77.5 XRP)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Cardano payout transaction, shown in the quote
- Quote valid for
- 60 minutes to accept, then refreshed
- XRP deposit confirmation
- Verified on the XRP network before the payout is released
- ADA payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange XRP to Cardano (ADA)?
Exchange XRP for ADA and the Cardano goes to an address you control. No account to open, no balance left with us.
The XRP/ADA exchange rate, the network fee and the swap fee are shown before you send a single XRP. The ADA amount quoted is the ADA amount you get.
Your swap page shows a destination tag alongside the deposit address. Include it exactly as displayed. XRP payments without the exact destination tag cannot be credited.
Sending XRP
XRP is the native asset of the XRP Ledger, a network designed for fast, low-cost settlement; transactions finalise in seconds.
XRP blocks arrive 3–5 seconds, so a deposit usually confirms in under a minute.
Your XRP deposit is verified on the XRP Ledger network before the swap proceeds — typically under a minute after you send.
The destination tag shown on your swap page is required. Include it exactly as displayed — a payment without it cannot be processed automatically.
Receiving Cardano
Cardano is a proof-of-stake network developed with a research-first approach; ADA is its native asset.
Your Cardano goes to the address you give, and only that address. Accepted formats: Shelley-era addresses start with addr1.
The payout is sent once your deposit is confirmed. Cardano blocks arrive about 20 seconds, so it is usually spendable within minutes of being sent.
How to swap XRP to ADA
Full details →- 01Get a XRP to ADA quote
Enter how much XRP you want to convert. You see the live XRP to ADA rate, both fees and the exact Cardano you will receive before you commit.
- 02Send your XRP
You get a XRP deposit address and an exact amount. Send it from any XRP wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Cardano (ADA)
Once the XRP deposit confirms on-chain, Cardano is sent to the Cardano address you gave. Track it on the swap’s status page, no login needed.
XRP to Cardano (ADA) FAQ
- What does the XRP to ADA rate mean?
- It is how much Cardano (ADA) you receive for each XRP you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 60 minutes to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert XRP to ADA?
- Enter the amount of XRP in the widget, choose ADA as what you receive, and give a Cardano address. You are shown a deposit address and an exact XRP amount; send that amount and the ADA is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange XRP for ADA?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Cardano payout transaction. There is nothing added afterwards — the ADA amount in the quote is the ADA amount that arrives.
- What is the minimum XRP/ADA exchange amount?
- $100 worth, shown in the widget as an amount of XRP at the current rate. There is no maximum imposed by the site beyond available Cardano liquidity, and no verification at any size.
- Do I need an ID to swap XRP to ADA?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do XRP to ADA swaps take?
- XRP deposits usually confirm in under a minute, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Do I need a destination tag to send XRP?
- Yes. XRP payments without the exact destination tag cannot be credited. It is shown next to the deposit address on your swap page and must be entered in your wallet's destination tag field.
- What happens if my XRP deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 60 minutes — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the XRP. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Can I swap ADA back to XRP?
- Yes — every pair works in both directions. The ADA to XRP page is linked below.
Related guides
All guides →- How on-chain deposit confirmations actually work
What a confirmation is, why "6 confirmations" means nothing on Ethereum or Solana, and why a transaction being visible is not the same as it being safe to act on.
Related swaps
All pairs →Going the other way? Swap Cardano to XRP.
See every route into Cardano or everything you can swap XRP for.