Swap Cardano (ADA) to Monero (XMR)
Exchange Cardano for Monero without an account. Enter an amount, give a Monero address, send the exact ADA amount shown — your XMR follows once the deposit confirms.
ADA to XMR rate
Market rate, updated 2026-10-25 19:04 UTC1 ADA = 0.000342356 XMR
1 XMR = 2920.94 ADA
Cardano is trading at $0.205756 and Monero at $601. Your quote applies a 0.5% swap fee and a network-fee charge for theMonero payout to this rate, and shows the exact XMR you receive before you send.
| Send | Receive | ≈ USD |
|---|---|---|
| 48.6 ADA | 0.016639 XMR | $10 |
| 243 ADA | 0.083195 XMR | $50 |
| 486 ADA | 0.16639 XMR | $100 |
| 2430 ADA | 0.83195 XMR | $500 |
| 4860 ADA | 1.6639 XMR | $1,000 |
| 24300 ADA | 8.3195 XMR | $5,000 |
ADA to XMR swap details
- Minimum swap
- $100 (≈ 486 ADA)
- Maximum swap
- No limit set by the site
- Swap fee
- 0.5% of the amount
- Payout network fee
- A charge for the Monero payout transaction, shown in the quote
- Quote valid for
- 60 minutes to accept, then refreshed
- ADA deposit confirmation
- Verified on the Cardano network before the payout is released
- XMR payout
- Sent to your address once the deposit is confirmed
- Account
- None required
Why exchange Cardano (ADA) to Monero (XMR)?
Every Cardano transaction is public. Swap ADA to XMR and the Monero you receive is hidden on-chain — the amount, the sender and your address.
The ADA/XMR exchange rate, the network fee and the swap fee are shown before you send a single ADA. The XMR amount quoted is the XMR amount you get.
Nothing is asked of you beyond a Monero address. Send the exact ADA figure shown on your swap page, including every decimal place — a rounded amount needs manual review and takes longer.
Sending Cardano
Cardano is a proof-of-stake network developed with a research-first approach; ADA is its native asset.
Cardano blocks arrive about 20 seconds, so a deposit usually confirms in a few minutes.
Your ADA deposit is verified on the Cardano network before the swap proceeds — typically a few minutes after you send.
Receiving Monero
Monero is a privacy coin where every transaction is private by default: ring signatures hide the sender, stealth addresses hide the receiver and RingCT hides the amount.
Your Monero goes to the address you give, and only that address. Accepted formats: standard addresses are 95 characters starting with 4; subaddresses start with 8; integrated addresses start with 4 and are 106 characters.
Any standard address or subaddress works. Because Monero amounts are hidden on-chain, only you and your wallet can see the payout land.
The payout is sent once your deposit is confirmed. Monero blocks arrive about 2 minutes, so it is usually spendable within minutes of being sent.
How to swap ADA to XMR
Full details →- 01Get a ADA to XMR quote
Enter how much Cardano you want to convert. You see the live ADA to XMR rate, both fees and the exact Monero you will receive before you commit.
- 02Send your Cardano
You get a Cardano (ADA) deposit address and an exact amount. Send it from any Cardano wallet — scanning the QR code fills in both where your wallet supports it.
- 03Receive Monero (XMR)
Once the ADA deposit confirms on-chain, Monero is sent to the Monero address you gave. Track it on the swap’s status page, no login needed.
Cardano (ADA) to Monero (XMR) FAQ
- What does the ADA to XMR rate mean?
- It is how much Monero (XMR) you receive for each Cardano (ADA) you send, taken from live market prices at the moment you ask for a quote. The rate moves with the market, so you have 60 minutes to accept a quote and create the swap; the widget refreshes it automatically if you take longer. Funding the swap once it exists has its own separate deadline, shown on your swap page.
- How do I convert ADA to XMR?
- Enter the amount of ADA in the widget, choose XMR as what you receive, and give a Monero address. You are shown a deposit address and an exact ADA amount; send that amount and the XMR is paid to your address once the deposit confirms. No account is needed at any step.
- What are the fees to exchange ADA for XMR?
- Two, both shown in the quote before you send: a swap fee of 0.5% of the amount, and a network-fee charge for the Monero payout transaction. There is nothing added afterwards — the XMR amount in the quote is the XMR amount that arrives.
- What is the minimum ADA/XMR exchange amount?
- $100 worth, shown in the widget as an amount of ADA at the current rate. There is no maximum imposed by the site beyond available Monero liquidity, and no verification at any size.
- Do I need an ID to swap ADA to XMR?
- No. There is no KYC, no account and no email required. A swap is identified by its link, which shows its status without logging in. Creating an account is optional and only keeps your swap history in one place.
- How long do ADA to XMR swaps take?
- Cardano deposits usually confirm in a few minutes, after which the deposit is verified on-chain. Swap times vary by asset and by how quickly its network confirms. Your swap status page shows the current stage throughout the process.
- Which Monero address should I give?
- Any address in a format Monero accepts: standard addresses are 95 characters starting with 4; subaddresses start with 8; integrated addresses start with 4 and are 106 characters. Any standard address or subaddress works. Because Monero amounts are hidden on-chain, only you and your wallet can see the payout land.
- What happens if my ADA deposit is late or the swap expires?
- There are two separate deadlines. The quote itself is held for 60 minutes — that is how long you have to accept the price and create the swap. Once the swap exists you get a separate funding window, shown on your swap page, to send the ADA. If your deposit arrives after that window closes, the status page shows Expired and the swap moves to Review required; it is then completed at the current rate or refunded to your refund address. Nothing is lost by being late — a late deposit just needs review before it is processed.
- Is exchanging ADA for XMR private?
- Your ADA deposit is visible on the Cardano ledger like any ADA transaction. The Monero payout is not: ring signatures, stealth addresses and RingCT hide the sender, the receiving address and the amount on-chain. We store only what a swap needs — amounts, transaction ids and the address you gave.
Related guides
All guides →- How to Buy Monero (XMR) Without KYC in 2026
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- Zcash vs Monero: how the privacy actually differs, and which to use
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- How on-chain deposit confirmations actually work
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